Job Stability - a) eighteen (18) months at present place of employment. b) If fewer than 18 months, previous employment to be verified.

Earning Power - monthly rental and associated payments must not total more than 25-30 percent of applicant's gross income. The applicant's total fixed obligations should not total more than 50 percent of gross income.

Current & Previous Residency Record - addresses for the previous two years are to be verifiable. A record of timely rental payments and appropriate care of leased premises is to be confirmed.

Credit - applicant must have satisfactory credit history.

Self-employed - self-employed applicants are to be verified by IRS form 1040 for the previous year.

Salaried Employment - verified through Personnel or Human Resources department and not through a co-worker or immediate supervisor. If it is a small, owner operated business, verify with owner only.

Contingencies:

• If the applicant does not qualify under the Earning Power Criteria, applicant may add a guarantor who must meet the above six (6) criteria and cosign the lease. A separate application fee is due from guarantor.

• A recently graduated student is an acceptable applicant if he or she meets income and previous residency record requirements, does not have a poor credit record, and has good references.

• If applicant has no credit history or previous residency record, property manager may request additional security such as a double security deposit, last month's rent, or a combination of both payable in advance. Acceptance is at the discretion of the Property Manager.

• Density Guidelines - we follow the Hud two (2) person per bedroom guideline whether occupants are adults or children. Children sharing bedrooms: under 5 years old can be of different sex; over 5 years old must be of the same sex.